Intervention and Delinquent Counseling
New Vision Housing Alliance (NVHA) is committed to help bring you to a workable solution with your lender. We have been trained and certified to provide comprehensive housing counseling with a holistic approach to your outcome. We will provide you with education, counseling and resources to make an inform decisioon about your delinquent status.
Please don't wait if you are delinquent
COUNSELING CHECKLIST
- Information about your first mortgage, such as your monthly mortgage statement.
- Information about any second mortgage
- HOA - Homeowners Association Statement
Account balances and monthly payments on all your other debts such as student loans and car loans.
- Your most recent income tax return.
Information about the monthly gross (before tax) income of your household, including recent pay stubs if you receive them or documentation of income you receive from other sources.
- A hardship letter describing any circumstances that caused your income to be reduced or expenses to be increased (job loss, divorce, illness, etc.) if applicable.